Officer, Credit Risk Management

আইডিএলসি ফাইন্যান্স লিমিটেড Anywhere in Bangladesh

New 4 weeks, 1 day ago

Responsibility

  • Comprehensive visit to prospective customer to identify customer's creditworthiness
  • Assess client's requirement and match the same against repayment capacity with the help of key financial indicators and subjective judgment
  • Preparing credit memo based on relevant lending guidelines/PPG and close the request
  • accordingly
  • Maintain liaison and correspond with RMs for meeting queries from approver related to credit proposals
  • Ensure compliance with internal policies and external regulatory requirements (Bangladesh Bank)
  • Regularly visit the customers/businesses that fall under portfolio at risk and utilize/ circulate the knowledge gained from the same
  • Preparation of checklists/synopsis related to credit proposals for Credit Evaluation Committee
  • Meeting and preparation of Board Memos for approval
  • Supply necessary report to Bangladesh Bank related to credit issues as and when required
  • Assist on specific projects / tasks as assigned
  • Qualifications

  • BBA/ MBA degree (Major in Finance/ Accounting/ Banking) with a minimum CGPA of 3.25 on a 4.0 point scale from any reputed University
  • Experience Requirement

  • At least 1 year(s)
  • Freshers are also encouraged to apply.
  • Employment Status

    Full Time

    Job Type

    Experienced

    No. of Vacancy

    8

    Expired At

    Dec. 14, 2019, midnight