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No Hidden Charges

Simple, transparent pricing.

A clear breakdown of Priyo Pay fees for cards, accounts, and international transfers — designed to help you manage costs and make informed financial decisions.

Open Account
Full Transparency
Every fee is listed clearly — no surprises when you check your statement.
Cards & Accounts
Virtual and physical cards with competitive fees for personal and business.
Global Transfers
Send money internationally with straightforward rates and no hidden markups.
ACH & Wire
Domestic transfers made simple — both personal and business accounts covered.
P2P Payments
Send money to other Priyo users quickly and at the lowest possible cost.
No Junk Fees
We don't charge for inactivity, or basic customer support.

Maintenance & Service Fees

Maintenance Fee (1 USD, 1 Virtual Card & 1 BDT Account)

FREE If you bring $5,000 / year Learn more.

$10
Every 6 months
Maintenance Fee (BDT Account Only)

Payable in every 12 months. FREE for USD Account Holder.

৳199.00
Yearly
Virtual Card (Debit)

The first virtual debit card for your personal account is FREE. Any additional cards incur a fee.

$3.00
One-time
Physical Card (Plastic)

You can order Physical Mastercard from your account. This is a yearly fee for a single card. Shipping charge is separate.

$19.95
Yearly
Physical Card Shipping (Standard)

Regular shipping takes 3-5 business days in the USA, and 3-6 weeks globally. If you want FedEx, then the fee is $40.

$5.00
Per shipment

Receive Money

From another Priyo Pay user (P2P)

You can receive money from another Priyo Pay user.

FREE
Incoming ACH - from Any Bank in the USA

First 10 transactions are FREE every month.

$0.25
Per transaction
Incoming Wire (Domestic)

Receiving Wire from any Bank in the USA.

$10.00
Per transaction
Incoming Wire - International (SWIFT)

Receiving Wire from anywhere in the world via SWIFT.

$25.00
Per transaction
Incoming Credit (via Card) - from any Source

Minimum Fee $1.00.

2.00%
Per transaction

Payments & Transfers

Payment (via Card) - to Third-Party Money Transmitters

Payment via Card to third-party money transmitters such as Western Union, Remitly, MoneyGram, Taptap Send, PayPal, and similar platforms. Minimum Fee $1.00.

2.00%
Per transaction
Cross Border Payment (via Card) - outside of USA

Payment via Card outside of the USA. No Minimum Fee.

1.00%
Per transaction
Outgoing ACH (USA Only)

Any Bank in the USA.

1.00%
Per transaction
Outgoing Domestic Wire

Sending Wire to any Bank in the USA.

$10.00 + 1%
Per transaction
Payment to another Priyo Pay user (P2P)

Minimum Fee: $1.00. Maximum $1,000.00.

1.00%
Per transaction
Transfer/Convert from USD to BDT

Minimum Fee $0.99. The transaction fee is also displayed during the transaction.

1.00%
Per transaction
ATM Withdrawal (Globally)

Minimum fee $3.00.

1.00%
Per transaction

Additional Resources

Additional USD Accounts

Charged per additional account.

$10.00
Every 6 months
Additional Virtual Cards

Charged per additional card.

$3.00
One-time

Account & Usage Limits

Resource Limits
USD Account

Maximum number of active USD accounts per profile.

2
Accounts
Virtual Card

Maximum number of non-terminated virtual cards per USD account.

2
Cards
Physical Card

Maximum number of physical cards per USD account.

1
Card
Transaction Limits
General Transaction - Withdraw/Transfer (< 30 days)

Maximum transaction amount for withdrawals/transfers in past 24 hours, when account is less than 30 days old.

$1,000
Per 24 hours
General Transaction - Withdraw/Transfer (30+ days)

Maximum transaction amount for withdrawals/transfers in past 24 hours, when account is 30 days or older.

$4,000
Per 24 hours
Card Transaction (< 30 days)

Maximum transaction amount and count for card transactions in past 24 hours, when account is less than 30 days old.

$1,000
Max 10 transactions
Card Transaction (30+ days)

Maximum transaction amount and count for card transactions in past 24 hours, when account is 30 days or older.

$3,000
Max 30 transactions
Withdraw to MFS (Bkash)

Maximum transaction amount for withdrawals to Mobile Financial Services.

$500
Per 24 hours
FREQUENTLY ASKED QUESTIONS

Clarifications on our fee structure and account maintenance. Find answers to everything you need to know.

How is the maintenance fee billed?
Personal Accounts: $10 maintenance fee covers your USD account for 6 months. Business Accounts: FREE for up to 5 USD accounts.
How can I waive the maintenance fee?
Personal Accounts: The maintenance fee is waived (FREE) if you bring in $5,000 or more in deposits per year, Learn more. Business Accounts: Maintenance is FREE for up to 5 USD accounts.
Is the Virtual Card really free?
Personal Accounts: First virtual card is FREE. Business Accounts: First 50 virtual cards are FREE. Additional cards beyond the free limit incur a one-time fee of $3.00 per card.
Are there fees for incoming ACH transfers?
Business Accounts: Incoming ACH transfers are completely FREE with no transaction limits. Personal Accounts: First 10 transactions are FREE every month, then $0.25 per transaction.
What are the fees for Wire transfers?
Personal & Business Accounts: Incoming domestic wires are $10.00 per transaction, and incoming international SWIFT wires are $25.00 per transaction. Personal Accounts: Outgoing domestic wires are $10.00 plus 1% per transaction. Business Accounts: Outgoing domestic wires are $10.00 plus 1% per transaction (maximum $20.00 per transaction).
Are there fees for ATM withdrawals?
Personal & Business Accounts: ATM withdrawals globally incur a 1% fee, with a minimum charge of $3.00 per transaction. Maximum withdrawal limit is $500 per 24 hours.
What are the fees for additional USD accounts?
Personal Accounts: Additional USD accounts cost $10 every 6 months per additional account (no free accounts), with a maximum of 2 USD accounts per profile. Business Accounts: First 5 USD accounts are FREE, then $10 every 6 months per additional account, with no maximum account limit.
How many Virtual Cards can a business have?
Business Accounts: You can issue up to 50 virtual cards for FREE. Any cards issued beyond this limit incur a one-time fee of $3.00 per card. Maximum 1 physical card per USD account.
Can I use P2P transfers for my business?
Business Accounts: Business-to-business P2P transfers are available for 1% per transaction (minimum $1.00; maximum $10,000.00). These are strictly for Business-to-Business usage only.
How many USD accounts can I have with a Personal account?
With a Personal account, you can have up to 2 active USD accounts per profile. Each USD account can hold up to 2 virtual cards and 1 physical card. P2P transfers are limited to $1,000 per transaction.
How many USD accounts can I have with a Business account?
With a Business account, there is no maximum limit on active USD accounts. Each USD account can hold up to 50 virtual cards and 1 physical card, perfect for team management. P2P transfers are limited to $10,000 per transaction.
What are the fees for Physical Cards?
Personal & Business Accounts: Physical cards cost $19.95 per year, and shipping is charged separately at $5.00 per shipment. Maximum 1 physical card per USD account.
What are the fees for cross-border payments?
Personal & Business Accounts: Cross-border payments incur a 1% fee per transaction. USD to BDT conversions also have a 1% fee with a minimum of $0.99 per transaction.
What are the fees for outgoing ACH transfers?
Personal Accounts: Outgoing ACH transfers have a 1% fee per transaction. Business Accounts: Outgoing ACH transfers have a 1% fee with a maximum charge of $5.00 per transaction.
WHY CHOOSE PRIYO PAY

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FREE Virtual Cards

Low Transfer Fees

Global Transfers

FREE USD Accounts

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Transparent Pricing

Local Support

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