Priyo Pay Fees

Simple, transparent pricing

A clear breakdown of every fee for cards, accounts, ACH, wire transfers, and international payments — designed so you always know what you pay before you pay it.

All fees disclosed below
No inactivity fee
No surprise charges

Maintenance & Service Fees

Maintenance Fee
FREE
Virtual Spend Card

The first 100 virtual spend cards for your business account are FREE. Any additional cards incur a fee.

$3.00
One-time
Physical Card (Plastic)
Coming soon

Receive Money

From another Priyo Pay user (P2P)

Business-to-Business only.

FREE
Incoming ACH — from any US Bank

Totally FREE for all business account transactions.

FREE
Incoming Wire (Domestic)

Receiving wire from any US bank.

$15.00
Per transaction
Incoming Credit from Venmo, CashApp (via ACH & Card)
2.00%
Per transaction

Payments & Transfers

Payment (via Card) — to Third-Party Money Transmitters

Western Union, Remitly, MoneyGram, PayPal, etc. Minimum Fee $1.00.

2.00%
Per transaction
Cross Border Payment (via Card)

When the payment is processed outside of the USA

1.00%
Per transaction
Outgoing ACH (USA Only)

Any bank in the USA.

$5.00
Per transaction
Outgoing Domestic Wire

Sending wire to any US bank.

$20.00
Per transaction
Payment to another Priyo Pay user (P2P)
FREE
Convert USD to Any Currency

Minimum Fee $0.99. Fee is also displayed during the transaction.

1.00%
Per transaction
ATM Withdrawal (Globally)
Coming soon

Priyo USD Wallet

Moving money between your Priyo USD Wallet and your Financial Account. The sender pays the fee on top of the amount. We use the first available type in this order: Instant, Pending, ACH, Wire.

Business Priyo USD Wallet
Instant / Pending
0.5%min $1
ACH
1%min $1
Wire
$20
Agency Priyo USD Wallet
Instant / Pending
1%min $1
ACH
1%min $1
Wire
$20
Linked Business Priyo USD Wallet
Instant / Pending
1%min $1
ACH
1%min $1
Wire
$20

Stablecoin Wallet

Fees are charged in the stablecoin you use. Priyo's treasury holds USDC on Base, so converting it to USD is free.

Convert to USD — USDC on Base

From your Stablecoin Wallet to your Priyo USD Wallet.

FREE
Convert to USD — USDT on Base

Includes a swap on the same network.

$0.50
Per transaction
Convert to USD — USDC or USDT on Polygon, Arbitrum or Ethereum

Bridged to Base.

$0.50
Per transaction
Buy stablecoin with USD

Minimum $0.50 when a swap on the same network is needed.

0.50%
Min $1.00
Send stablecoin on-chain
1.00%
Min $1.00
Stablecoin to another Priyo customer (P2P)

Across chains: 0.5%, minimum $1.00.

$0.50
Per transaction
Cash out to a bank account (off-ramp)
1.00%
Min $1.00
Send from USD Wallet as stablecoin
0.50%
Min $1.00
Any other cross-chain operation
1.00%
Min $1.00

Payment Gateway

Receive payments via payment gateway
Up to 8.00%
Per transaction

Last updated · Priyo is a financial technology company, not a bank.

FAQ

Frequently asked questions

Everything you need to know about our fee structure.

Personal Accounts: $2.00 per month for each USD account and each EUR (SEPA) account you hold. Your BDT wallet is free. Business Accounts: no maintenance fee at all.

Ready to open an account?

Simple fees, no hidden charges. Start with Priyo Pay today.